Friday, December 6, 2013

Why Getting out of Debt was a Bad Idea – Your Personal Development Minute

This is Ignacio Ceja, and this is your personal development minute. For weekly insights and personal development delivered to your inbox, click here.

Years ago, I had a small amount of credit card debt. It was about $6000. I carried it for a while and then finally had enough and made a goal to get out of debt. I got a few books on eliminating debt because after carrying it for so long, I was used to it. I needed a little help.

I did everything the books said. I analyzed my past to find out the root of my relationship with money. I made a budget to see the true state of my expenses. I made a goal to be debt free and wrote it down. Finally, I set up a payment plan and focused on being debt free.

It worked. About two years later, I was completely free of all credit card debt. I had reached my goal.


Or had I? (continue)

Tuesday, September 24, 2013

Losing a Pet

Losing a Pet

This morning I took Eva to the vet for the last time. She would have been 17 in December.

She was such a small thing when she came into our lives. John used to carry her, and her litter sister Peanut, in his coat with him everywhere. The waistband of his coat was tight, while the rest of the coat was loose, so they when they weren’t poking their heads out through the open zipper, they would nestle down and go to sleep.

Eva was full of energy. She could run up and down the stairs of our home several times without tiring. Sometimes she would be “full of beans” according to John, and would run circuits around the living room and dining room furniture. When Leo was alive, it would turn into a race. She would sometimes run the same circuits around the backyard.

She became independent, but she wasn’t always. In the beginning, she would need to be with us, in the same room. She would follow John everywhere he went. Around two years old, she became comfortable being upstairs in her bed, or looking out the window. She would come when we called her, but she no longer needed to be attached to us.

She was our only dog for her first two years. When we moved into our current home we adopted Leo, a stray who showed up on our neighbor’s back porch late in December of 1998. He was with us for ten years, until he succumbed to liver tumors in 2008. For another three years, Eva was once again our only dog. Then in 2011, just as I was retiring from the Navy, we adopted a rescued dog who we named Joey.

Over the past few years, Eva had begun to slow down. She retired from circuit running. She didn’t bark as much. Earlier this year, her litter sister Peanut died.

About a month ago, Eva developed an inner ear disease that made her walk in circles. Although unrelated to the chronic kidney failure robbed her of her quality of life, it did seem to herald the end.

We didn’t wait until it became unbearable. We did our best to keep her nourished, hydrated and comfortable. And we always loved her. But when she finally stopped eating, and the kidney failure was diagnosed, we didn’t want to prolong the inevitable.

The choice to let your pet die with dignity is one of the hardest choices to make. Back in 1999 or early 2000, I read a poem that stuck with me. I found a copy of it on a website called petloss.com. It’s called The Last Battle.

The Last Battle

If it should be that I grow frail and weak
And pain should keep me from my sleep,
Then will you do what must be done,
For this — the last battle — can’t be won.

You will be sad I understand,
But don’t let grief then stay your hand,
For on this day, more than the rest,
Your love and friendship must stand the test.

We have had so many happy years,
You wouldn’t want me to suffer so.
When the time comes, please, let me go.
Take me to where to my needs they’ll tend,
Only, stay with me till the end

And hold me firm and speak to me
Until my eyes no longer see.
I know in time you will agree
It is a kindness you do to me.

Although my tail its last has waved,
From pain and suffering I have been saved.
Don’t grieve that it must be you
Who has to decide this thing to do;
We’ve been so close — we two — these years,
Don’t let your heart hold any tears.

– Unknown

I have found this listed as author unknown in a couple of places. If I ever find out who actually wrote it, I will add that information.

I know from having lost friends and loved ones in the past that even though each time it has seemed inconceivable, time does indeed heal. I know that we have done the best we could for Eva. In some way, she will always be a part of our lives.













Tuesday, September 17, 2013

Prosperity Self-Talk Movie

Prosperity Self-Talk Movie

I made this video from my own prosperity self-talk script. The amount of money I specify in the video is my current goal. Please feel free to substitute your own. I also use the word “God.” I am not a Christian, nor a member of the Big 3. I am a Pagan. Please feel free to substitute the name of your own higher power.

Click here to view

Is your Self-Talk Bad Enough?

Is your Self-Talk Bad Enough?

I remember listening to one of my Jim Rohn CDs recently. Talking about success, he said that it isn’t that we’re not doing enough to bring about our own success, but that we could probably just tweak what we’re doing about 5% to create the results that we want.

I was reading about self-talk and our thoughts recently. I realized that even if I have negative self-talk, my life is pretty good. Yes, I want more success. Yes, I want more out of life. But I’m doing pretty well.

I’m sure that most of us are in the same situation. We want to achieve more. We want to do better. Maybe we are concerned that our thoughts contribute to a negative quality of life. But overall, we are doing ok. Our cars aren’t exploding in the driveway. The floor isn’t falling out from underneath us. And it isn’t raining ducks.

Perhaps if you and I just tweaked our self-talk by about 5%, and only 5%, we could start to see a better quality to our daily production.

Tweaking our Self-Talk

continue reading

Tuesday, September 10, 2013

The Scam that Almost Happened

The Scam that Almost Happened

Scams, flim-flams, bamboozles. These are nothing new. For as long as there has been trade there have been people looking to separate others from their money.

I recently became aware of a scam (see also, fraud) on Craigslist. A person lists an item for sale as a local pick-up. A buyer contacts him and insists that he must have the item. He will even pay more than the listed price to ensure that he gets it. The problem is that the buyer is out of town. The solution is that the buyer will pay for the shipping cost. Said buyer sends a cashier check, so it looks legitimate, asks the seller to cash it and send the money via Western Union to the mover who will come and pick it up. Our very happy seller cashes that check, sends the money and waits. And waits. Three to four weeks later, our unfortunate seller is contacted by his bank. It seems that he cashed a bad check, and now owes that money, plus a bad check fee. To add insult to injury, he has also lost the money he sent via Western Union. And the mover? No such person ever shows up, and probably never existed in the first place.

My Story

continue

Thursday, September 5, 2013

Path to Prosperity

"Path to Prosperity" was the title of an article by Jewels Johnson in Summer 2013 edition of Law of Attraction magazine. Johnson tells the story of a man named Todd Silva, creator of the Give Away a Dollar a Day program.

Silva was wanting to address his own issues with prosperity and turn around what seemed to be a really bad financial situation. He was advised to give away money, and while he at first fought against the idea, he eventually found a way not only to do it, but to make it a very powerful part of his daily routine.

One of the things that I took away from reading this article was that giving myself the opportunity to give even a small amount every day gives me the chance to affirm that I have abundance in a small way already. The key word here is "have." So often in the past, I have gotten hung up on the "don't have" part of my own personal money equation. And all too often, "don't have" has been the state of my financial situation.

In contrast, by affirming that "I have" I not only create a mental and spiritual state of having, but I open myself up to having more.

Giving in this manner must be done unconditionally. Don't do it with the expectation of what you will get in return, because now you shift yourself into a focus of getting. This "getting" is actually a state of "wanting," and that state of mind and heart will create more wanting. "Wanting" is a state that is outside of the natural cycle of giving and receiving. Again, my take-away is that as I give, I show myself that I have plenty, and that energy of having is so much more desirable than the desparate energy of needing.

Today I went to the bank and withdrew $30 in $1 bills. For the next year, month by month, I will be conducting this personal quest. I'll let you know how it goes.

Cheers,
Ignacio
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Wednesday, September 4, 2013

It's the Little Things

It's the Little Things

It's the little things we do every day that makes doing the big things look easy. What happens if you do something and mess up? You learn what you did wrong so you can do it better the next time. Each mistake is valuable if you learn from it.

Cheers,
Ignacio
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Monday, August 12, 2013

Joey the Mouser

Joey has shown a new talent. It's probably one he's had to use before. He's a mouser.



Want to know what happened? He (continue)

Tuesday, July 23, 2013

How Can I Change This?

Change…and Acceptance

You have to accept a situation as it is before you can change it. This is important, but many of us don’t realize why.

Accepting a situation does not mean surrendering to it. It simply means that you are willing to look at the situation realistically. You learn as much as you can about it from all sides. You understand it. Only after you understand it will you know the best way to go about creating change.

Sometimes the change you are working for will not be accomplished by you.

Imagine this: (continue reading)

Cheers,
Ignacio
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Friday, July 19, 2013

The Simplest Choices

The simplest choices aren't always the easiest...but I believe in you, and I know you can do it.

Cheers,
Ignacio

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Thursday, July 18, 2013

Putting You into your Success

Putting You in your Success

We all want more success in our lives. It is part of who we are. We are happiest when we succeed at something, whether that is winning a contest or running a household. Success is elusive for some people. Some people pursue it for their entire lives and never seem to find it, while others have it at their fingertips...(continue) Cheers, Ignacio Do you have a millionaire mindset? Take this quiz and find out!

Wednesday, March 27, 2013

Bioshock Infinite

Bioshock Infinite

I picked up and started playing Bioshock Infinite yesterday. I purchased it almost two and a half years ago.

I have made some really interesting observations and just wanted to take a few moments to share.

Let me know what you think. Click here if you want to learn how to make money online.

Friday, March 22, 2013

How Can She Do That?

How Can She Do That?



Unless you've seen Lindsey Stirling, you've never seen anyone do this with a violin.

The Great Lindsey Stirling

Sunday, February 24, 2013

Thursday, February 21, 2013

Wednesday, February 20, 2013

Designing a better You

Designing a Better You



You are so amazing. You can do anything. You just have to figure out what you want to do, and then start doing the things that will take you there. Inspiration will get you started, and give you a boost along the way.

Motivation is different. Motivation is the force that kicks you in the butt and says, This is the reason I'm doing what I'm doing. This is the reason why I want to achieve my goals.

Inspiration and motivation should be sought daily. You can do this by reading great books. You can listen to inspiring audios. You can get emails that inspire you.

There are so many options out there, and it's easy to get overwhelmed. Subscribe to my email list and get a weekly motivational email that will uplift you, feed your spirit and help you get moving toward your goals. I'll suggest other sources of inspiration as well, because there are other people who will inspire you, too. Click the banner above or simply visit http://www.ijcejaonline.com/Inspiration.html and get signed up today.

Thursday, January 31, 2013

Halloween Poem


Halloween Poem

Little Orphant Annie

This poem is by James Whitcomb Riley. I first heard this poem when I was a child in fourth grade. It was close to Halloween and the teacher was reading season appropriate materials. I absolutely loved it, but my teacher was just reading without telling us the names of the poems or their authors. All I could remember was Little Orphan Annie (notice I didn't quite have it right).

I kept that piece in my mind and I searched. It took me over twenty years to find it. I found it on the internet while looking for Halloween poems. I only knew that it was read to me at the Halloween season, so I searched for Halloween poems. After searching through lots of sites, I found one that said Halloween Decorations and a Poem. I didn't think it would be it, but was delighted that it was. That site has long since disappeared, but I'm happy to have found this poem.

To see a marvelous and somewhat creepy video of Riley reciting the poem and explaining some of the colloquial terms click here.

Sunday, January 27, 2013

Friends are the Best

Friends are the best accessories.


This may sound strange taken at face value, but think about it. Where would you be without your friends?

Just don't go all horror movie and start wearing them as jewelry. There are laws against that.

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